Talent is overrated. And offensive. Nothing is more irritating than someone who has talent and believes, because of that innate ability, that he or she has nothing left to learn. (Often, too, people who are devoid of talent do not know it, and yet still refuse to learn. Blech.)
Okay, perhaps one thing is more irritating than a lazy talented person: it's a person who believes they don't have talent, and uses that as an excuse to do nothing.
Think you don't have talent? Do you read books and say, "Oh, man, I don't write nearly this well!" I say screw talent. Yup. Forget about it. Just keep working. Keep writing. Have other people give you feedback and learn from it. Practice, practice, practice, and then practice some more. As long as you feel you have something still to learn, you haven't stopped growing.
Find what you are good at and hone it. You may not have the same level of innate ability as somebody else. So what? Work harder, try harder, revise, learn, grow. Whatever your talent, you will improve. Your writing (or painting, or singing, or other activity) will get better. Might not happen quickly, but it will happen.
Don't give up.
And if you think you're bursting with talent, don't think for a second that doesn't mean you don't need to work. Stop wallowing in your own hubris and get to work. Use your talents, or what are they good for?
Now get to work, all of you.
[Steps off soapbox.] (I stole this method from Rocket Scientist. She does this a lot, and I like it.)